14620 94th Street NE Otsego, MN 55330

$449,900
Active
estimated monthly payment
3 Beds  |  3 Baths  |  1,915 Sq Ft  |  Single Family  |  MLS # 7110858
  • Covered Front Porch
    Covered Front Porch
  • Country like living yet close to shopping/dining
    Country like living yet close to shopping/dining
  • Back of home view
    Back of home view
  • Aerial Photo of Lot + HOA River Front Land
    Aerial Photo of Lot + HOA River Front Land
  • 1.22 Acre Home Lot + HOA Acreage
    1.22 Acre Home Lot + HOA Acreage
  • View of the covered porch from the sidewalk
    View of the covered porch from the sidewalk
  • View of Foyer and Living Room
    View of Foyer and Living Room
  • Living Room
    Living Room
  • Living Room, Foyer, Dining Room
    Living Room, Foyer, Dining Room
  • Dining Room and Door to the Deck
    Dining Room and Door to the Deck
  • Kitchen with Center Island
    Kitchen with Center Island
  • Kitchen 2
    Kitchen 2
  • Kitchen 3
    Kitchen 3
  • Back Deck with View of the Acreage
    Back Deck with View of the Acreage
  • Back Deck
    Back Deck
  • Primary Bedroom 15'x15'
    Primary Bedroom 15'x15'
  • Primary Bedroom with Private Bath and Walk-In Closet
    Primary Bedroom with Private Bath and Walk-In Closet
  • Primary Full Bath
    Primary Full Bath
  • Upstairs Full Bath
    Upstairs Full Bath
  • Bedroom #2 - 11x11
    Bedroom #2 - 11x11
  • Bedroom #3 - 11x11
    Bedroom #3 - 11x11
  • Lower Level Family Room
    Lower Level Family Room
  • Family Room Fireplace
    Family Room Fireplace
  • Family Room
    Family Room
  • Office/BR 10x9 Lower Level
    Office/BR 10x9 Lower Level
  • Office/BR View
    Office/BR View
  • Lower Level 3/4 Bath
    Lower Level 3/4 Bath
  • Raised Garden
    Raised Garden
  • Deck Side Pond
    Deck Side Pond
  • HOA Trail Entrance
    HOA Trail Entrance
  • HOA Land Trails
    HOA Land Trails
  • HOA River Access
    HOA River Access
  • HOA River Access
    HOA River Access
  • Laundry/Mechanical Room
    Laundry/Mechanical Room
  • Unfinished basement ready for your finishing touches
    Unfinished basement ready for your finishing touches
  • A colorful entrance!
    A colorful entrance!
  • A colorful entrance!
    A colorful entrance!
  • Small Pond By The Deck
    Small Pond By The Deck
  • Main Floor
    Main Floor
  • Upstairs (3BR's + 2 Full Baths)
    Upstairs (3BR's + 2 Full Baths)
  • Unfinished Basement with an Egress Window
    Unfinished Basement with an Egress Window

About The Listing

Welcome home to this warm and inviting two-owner property nestled on 1.2 private acres. Enjoy the peaceful feel of country living while remaining just minutes from shopping, dining, and convenient access to Highways 10 and 101. Located in the Elk River School District, this home offers a flexible floor plan with a private office that's ideal for remote work or can easily serve as a fourth bedroom. The kitchen features updated granite countertops, and the unfinished fourth level includes an egress window, offering excellent potential for future living space and instant equity. Residents enjoy access to 16.56 acres of shared Mississippi River frontage with scenic trails and river access, maintained through a low annual association fee of just $47. Septic System is Compliant.


Listing courtesy of Brian J Ingle, NextHome West Metro
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1991
MLS #: 7110858
Bedrooms: 3
Square Feet: 1,915
Bathrooms (Full): 1
Price Per Square Foot: $235
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 2
Garage Spaces: 2
Parking Description: Attached Garage
Sewer Description: Private Sewer, Tank with Drainage Field
Air Conditioning Type: Central Air
Water: Well
Heat Type: Forced Air
Basement: Egress Window(s), Unfinished
Foundation Type: Block
Construction Description: Block, Frame
Roof Description: Age 8 Years or Less, Architectural Shingle, Asphalt
Days On Market (Continuous): 42
Disability Features: None
Latest Update: 07/19/2026
List Date: 07/16/2026
Listing Agent ID: 506069575
Listing Office: NextHome West Metro
Listing Office ID: 6387
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Fireplace Features: Family Room
Laundry Features: Laundry Room
Number of Fireplaces: 1
Exterior Features: Cedar, Engineered Wood
Fence: None
Lot Dimensions: 211x255x213x239
Lot Size: 1.224 Acres
Pool Description: None
Lot Features: Tree Coverage - Medium, Underground Utilities
Waterfront: Association Access, Deeded Access, River Front, Shared
School District: Elk River
Tax Year: 2025
HOA: Mississippi Parkwood Homeowners
Estimated Taxes: $3,608
HOA Fee: 47.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Shared Amenities
HOA Requirment: 1
City: Otsego
Zip: 55330
County: Wright
Subdivision: Mississippi Parkwood
State: MN

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Listing last updated: 07/19/26

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